If you opt for moving insurance from a company of reliable packers and movers then they would give you a list of items that will be covered under the insurance. General insurable items are furniture (sofa, bed, dining table, study table, chests, etc), large home appliances (refrigerator, air conditioner, air coolers, washing machine, etc.), small kitchen appliances (toaster, coffee maker, microwave oven, etc.), electrical equipment and garden equipment.